Stop waiting for capital.
Accelerate your business.
Secure $10,000 – $5,000,000 in same-day funding through Zentrix's institutional partner network. No upfront fees. Pre-qualify in under 60 seconds.
Application processing technology by Advance Funds Network LLC. Your information is encrypted and routed to Zentrix's underwriting partners only.
A capital stack built for your stage.
Five financing instruments, one underwriting team. Zentrix matches you with the structure that fits — not the one a bank wants to sell.
Term Business Loans
Fixed-rate capital for expansion, equipment, and long-term moves. We look beyond credit scores.
Working Capital
Bridge cash flow gaps with speed.
Business Line of Credit
Draw what you need, when you need it. Flexible access for unexpected costs.
Merchant Cash Advance
Future receivables, today. Simple, fast, revenue-based.
Debt Consolidation
Combine multiple obligations into one streamlined payment.
Simple requirements.
Faster funding.
We believe more businesses deserve access to capital — so we keep qualification honest and accessible.
Check My Eligibility
We don't sell loans.
We protect momentum.
Zentrix Platform is an independent funding consultancy built for operators who refuse to let liquidity slow them down. We've assembled an institutional partner network — anchored by Advance Funds Network — to deliver the kind of speed, discretion, and structure that family offices and private credit desks reserve for their own.
Clarity, first.
The answers most operators want before they trust a partner with their capital strategy.
Through our partner network we structure Term Loans, Working Capital advances, Business Lines of Credit, Merchant Cash Advances, and Debt Consolidation facilities — ranging from $10K to $5M.
Most qualified applicants receive a decision the same day and funds in their account within 4 hours after final approval. Larger structured facilities can take 24–72 hours.
We require a minimum operational history of 1 year, monthly revenue of at least $35,000, and a FICO score of 500 or higher. Startups under 12 months are not currently eligible.
Pre-qualification uses a soft pull only. A hard inquiry is only performed once you accept terms with a specific lending partner.
No. Zentrix and Advance Funds Network never charge upfront fees. We are compensated by the lending partner upon successful funding.
All data is transmitted over encrypted channels and stored under bank-grade controls within the Advance Funds Network underwriting platform.
Your capital is waiting. All that's left is the application.
Pre-qualify in 60 seconds. No credit pull. No upfront fees. A real human from Zentrix follows up within the hour.